Business News

Video: “We see ourselves as the ‘Challenger’ lender.” Ronan Horgan, CEO of Capitalflow

By Business & Finance
05 February 2019
Lindsey McMurray of Pollen Street Capital, Minister Donohoe and Capitalflow Chief Executive Ronan Horgan. Pic: Maxwells Dublin

Alternative lender Capitalflow will advance €300 million to the Irish SME sector in 2019


Capitalflow, a specialist business lender, was established in 2016 and now has two offices in Dublin – the newly opened Dublin HQ and the original Santry office – and have committed to opening another office in Cork in the next three weeks, and a fourth regional office in Q3 2019.

Focusing on Irish SMEs the company has already advanced €260 million to date to 1560 companies since establishing themselves as Ireland’s fastest-growing specialist business lender.

How Capitalflow’s alternative lending model takes the burden off busy SME owners

Speaking about the company’s alternative lending model, CEO Ronan Horgan said,

Our inverted business model sees the reintroduction of traditional, no-nonsense banking methods and brings business lending back to basics. Our team of senior advisors are solely responsible for their specific division and meet with our expanding client base on a one-to-one basis.

He added, “In today’s business world, lending has become more difficult and complex for many people trying to run, grow and maintain businesses. Our team of senior advisors understand these pressures and provide instant solutions, taking the burden off busy SME owners.”

Reintroducing traditional lending practices is the key to Capitalflow’s success

According to Ronan, the key to the firm’s success lies in bringing back traditional banking practices to its services,

Thankfully, the pillar banks have ignored key sectors of Irish industry and abandoned the idea of people doing business with people. This has provided us with a golden opportunity and our disruptive business model is to reintroduce traditional lending practices, where the person you meet on day one is the Capitalflow contact that will provide you with finance and build a lifetime relationship. Our tagline is ’Better Finance, Better Business’ and this fuels our relationships with our customers.’

Capitalflow’s bespoke business model is designed around the needs of businesses who require rapid decisions on lending to allow them to seize opportunities and grow their business across Ireland.

To find out more about Capitalflow, head to their website here.